Information service, not financial advice.

“CoverKit”, “we”, “us”, and “our” refer to the operator of coverkit.co.uk. By using the site you agree to these terms.

• Lists UK breakdown cover providers with public pricing and feature data refreshed daily from provider websites.
• Runs a quiz that suggests a cover level based on your answers.
• Compares providers side-by-side.
• Links out to each provider's own website for quotes and purchases.

• Sell policies. Every purchase happens on the provider's own site, under their terms.
• Take payment. We never ask for card details.
• Give financial or insurance advice regulated by the FCA. Our recommendations are editorial guidance, not a regulated suitability assessment.
• Guarantee provider information is current. Provider terms change. Always confirm cover details, exclusions, and price on the provider's own page before buying.

We may earn commission when you click through to a provider and buy. This doesn't change the price you pay. Commission doesn't affect our scoring or recommendations — see our affiliate disclosure for the full picture.

We refresh provider pricing, features, and packages every day from public provider pages. Even so, prices and terms can change between our scrape and your purchase. The provider's own quote is always the binding figure.

If you spot something wrong, email hello@coverkit.co.uk and we'll look at it.

You agree not to:

• Scrape, copy, or republish the site's content without permission.
• Interfere with the site's operation or security.
• Use the site for anything illegal.

We provide the site “as is”. We don't guarantee it's error-free, complete, or current. To the extent the law allows, we're not liable for losses you suffer as a result of using the site — including any decision you make based on the information here.

Nothing in these terms limits our liability for fraud, death, or personal injury caused by negligence, or any other liability that cannot be excluded under UK law.

Site content, layout, and code belong to us or our licensors. Provider names, logos, and trademarks belong to the providers themselves and are used here for identification only.

We'll update the "last updated" date above when terms change. Material changes are flagged at the top of the page for 30 days after they ship.

These terms are governed by the law of England and Wales. Disputes are subject to the exclusive jurisdiction of the courts of England and Wales.

Email hello@coverkit.co.uk.