We earn commission. It doesn't change our scoring.

CoverKit is free to use. When you click through to a provider from our site and buy a policy, that provider may pay us a referral commission. The price you pay is the same as if you'd gone direct.

We're telling you up front so you can judge our recommendations honestly. If we earn from a click-through, we have a financial interest in you clicking. That interest doesn't affect:

• Which provider wins a head-to-head comparison.
• The scores shown on each provider page.
• The cover level the quiz recommends.
• The price we show — it's pulled from each provider's own public page, refreshed daily.

All of those come from the same live-data-driven scoring used across every provider in our database, whether or not we have an affiliate deal with them.

The site only lists providers we've set up a referral relationship with. If a provider isn't listed, it's because we don't have a deal — not because their cover is worse. We'll add new providers as relationships go live.

CoverKit is not an FCA-authorised intermediary, broker, or insurance distributor. We don't sell policies, hold your money, or give regulated advice. Our recommendations are editorial — useful as a starting point, not a substitute for reading the provider's own policy documents and confirming cover details with them directly.

If a recommendation looks wrong, a provider claim doesn't match what we show, or you spot a conflict of interest we haven't flagged, email hello@coverkit.co.uk and we'll look at it.

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