For · Families
Cover that keeps the family moving.
What to prioritise when you have kids in the car and a school run that can't wait.
What you need
- Home Start — for the school run that won't start.
- Onward Travel — a hire car if yours can't be fixed.
- National Recovery — to get home from a UK holiday.
- Unlimited callouts — kids' cars get used a lot.
Look for
- All four cover features (Roadside, Home Start, Recovery, Onward Travel).
- Unlimited callouts, not a 5-per-year cap.
- Personal cover (covers you in any car, including in-laws').
Avoid
- Roadside-only basic policies.
- Callout caps if you do daily school runs.
- Vehicle-age caps if you've got a family workhorse.
Top 3 for families
Ranked by Families score — refreshed daily from crawler data.
Quick answers
Will my kids be looked after during a breakdown?+
Yes. All major providers prioritise vulnerable passengers and patrols are trained to help families safely.
What if we break down on holiday?+
With National Recovery, you'll be towed home or to a destination of your choice. Onward Travel covers a hire car or hotel if it takes a while.
Is family cover more expensive?+
Not specifically — most policies cover all passengers in the vehicle. You just need to pick the right features.