Home Start cover ensures you're protected if your vehicle breaks down at or near your home - typically within a quarter mile of your registered address. This is particularly valuable because a significant percentage of breakdowns happen at home, often due to flat batteries, especially in winter months or if you don't drive frequently.
- You have an older vehicle (8+ years) more prone to battery and starter issues
- You don't drive daily and the car sits unused for periods
- You park outside rather than in a garage
- You've had battery or starting issues before
- Getting stranded at home would be a major inconvenience
- You have a relatively new car with manufacturer warranty
- You have jump leads and know how to use them
- You have neighbours or family who could help in an emergency
- Budget is your top priority and you rarely have home breakdowns
- Usually only covers breakdowns within 1/4 mile of your registered address
- Some policies have a waiting period of 24-48 hours for new customers
- Pre-existing faults known before purchase aren't covered
- May not cover breakdowns caused by lack of fuel
Typical cost: £20-40 extra per year
Providers with Home Start Cover
Frequently Asked Questions
What counts as 'at home'?
Most providers define this as within a quarter mile (about 400 metres) of your registered home address. Some may use half a mile. Check your specific policy.
Is home start worth it?
Around 40% of breakdowns happen at or near home, often due to flat batteries. If you have an older car, don't drive frequently, or would be significantly inconvenienced by a home breakdown, it's usually worth the extra cost.
Do all providers offer home start?
Most major providers offer home start, either included in higher tiers or as an add-on. Green Flag includes it as standard on all policies.
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