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RAC logovsGEM Motoring Assist logo

RAC vs GEM

A detailed comparison of RAC and GEM Motoring Assist breakdown cover.

Verdict

Pick GEM.

Best score overall. RAC is cheaper if budget leads.

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Feature Comparison

FeatureRACGEM
Latest Public PriceQuote-basedQuote-based
Starting Price£5.29/mo£6.85/mo
Annual PriceQuote-based£82.22/year
Roadside Assistance
Home Start
National Recovery
Onward Travel
European Cover
Personal Cover
Vehicle Cover
EV Supportgoodbasic
Callout Limit5 callouts per yearUnlimited

CoverKit Score

CategoryRACGEM
Overall7.4/108.0/10
Affordability7.0/106.0/10
Cover quality10.0/1010.0/10
Value for money8.0/108.0/10
Customer experience5.0/108.0/10
RAC

RAC, publicly showed entry pricing from £5.29 per month in this crawl, and publicly referenced home start, national recovery, onward travel.

Latest tracked public price

£5.29/mo

Snapshot: 12 Sept 2026

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GEM Motoring Assist

GEM Motoring Assist, looked more quote-led than fixed-price-led in this crawl, and publicly referenced home start, national recovery, onward travel.

Starting from

£6.85/mo

Get a QuoteView Full Details

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