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GEM Motoring Assist logovsRAC logo

GEM vs RAC

A detailed comparison of GEM Motoring Assist and RAC breakdown cover.

Verdict

Pick GEM.

Best score overall. RAC is cheaper if budget leads.

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Feature Comparison

FeatureGEMRAC
Latest Public PriceQuote-basedQuote-based
Starting Price£6.85/mo£5.29/mo
Annual Price£82.22/yearQuote-based
Roadside Assistance
Home Start
National Recovery
Onward Travel
European Cover
Personal Cover
Vehicle Cover
EV Supportbasicexcellent
Callout LimitUnlimited5 callouts per year

CoverKit Score

CategoryGEMRAC
Overall8.0/107.4/10
Affordability6.0/107.0/10
Cover quality10.0/1010.0/10
Value for money8.0/108.0/10
Customer experience8.0/105.0/10
GEM Motoring Assist

GEM Motoring Assist, looked more quote-led than fixed-price-led in this crawl, and publicly referenced home start, national recovery, onward travel.

Starting from

£6.85/mo

Get a QuoteView Full Details
RAC

RAC, publicly showed entry pricing from £5.29 per month in this crawl, and publicly referenced home start, national recovery, onward travel.

Latest tracked public price

£5.29/mo

Snapshot: 16 Sept 2026

Get a QuoteView Full Details

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