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vsAA vs GEM
AA or GEM? Pick GEM. Best score overall. AA has the lower entry price if budget leads.
Verdict
Pick GEM.
Best score overall. AA has the lower entry price if budget leads.
Prices are each provider's entry price: the cheapest cover it prints. The two entry tiers may not include the same cover, so check what each includes before you buy.
Take the quizAA
£5.49/mo
New or unchanged
GEM
£82.22/year
New or unchanged
Tracked snapshot
24 Oct 2026
AA has the lower entry price over a year
Feature Comparison
| Feature | AA | GEM |
|---|---|---|
| Latest Public Price | £5.49/mo | £82.22/year |
| Monthly Price | £5.49/mo | Not published |
| Annual Price | Not published | £82.22/year |
| Roadside Assistance | ||
| Home Start | ||
| National Recovery | ||
| Onward Travel | ||
| European Cover | ||
| Personal Cover | ||
| Vehicle Cover | ||
| EV Support | good | basic |
| Callout Limit | Unlimited | Unlimited |
CoverKit Score
| Category | AA | GEM |
|---|---|---|
| Overall | 7.4/10 | 8.0/10 |
| Affordability | 7.0/10 | 6.0/10 |
| Cover quality | 10.0/10 | 10.0/10 |
| Value for money | 8.0/10 | 8.0/10 |
| Customer experience | 5.0/10 | 8.0/10 |
AA
Latest tracked public price
£5.49/mo
Snapshot: 24 Oct 2026
GEM Motoring Assist
Latest tracked public price
£82.22/year
Snapshot: 24 Oct 2026
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